Coronavirus: Non-essential car journeys can void car insurance policy

1 min


73
11 shares, 73 points

stay

CAR INSURANCE policies may be voided if journeys are found to be non-essential amid the coronavirus (Image: PA)

The government has issued clear guidelines over recent weeks to ensure people do not flout the UK’s lockdown measures to tackle the deadly coronavirus pandemic. This includes advising people to only leave their homes for essential trips, such as shopping for food or travelling to work if needed.

Police also have new powers to issue fines of up to £1,000 if people are found to be flouting lockdown guidelines.

And John Neill of Castle Insurance Services has warned that non-essential journeys can give the basis to void claims, in order to make sure people follow these rules.

He told The Northern Echo: “It is difficult to categorically say that any non-essential journeys would be covered as it is dependent on the vehicle being used within the terms of the policy.

“If it’s a non-essential journey and being used outside the terms of the policy then there may be grounds for an insurer to reject a claim.”

Grounds which would lead to dismissed claims would include courier work and food delivery which hasn’t been declared.

Under current UK guidelines, breakers of the stay-at-home policy will be fined on the spot, starting with £60 for first offenders.

The warning comes as motorists have been seen using roads with less regard for the law since lockdown has been in place.

The coronavirus outbreak has led to Britain’s roads becoming much quieter, with car travel plummeting by as much as 73 percent.

This is because of lockdown measures restricting drivers from making their usual journeys.

READ MORE: Boris back in the driving seat as he gets update from Raab while recovering at Chequers

Public Health England have also warned that traffic increasing across the country was a “concerning sign that motorists are beginning to ignore the lockdown.”

According to the Department of Transport, vehicle use surged by 10 percent in 24 hours at the start of the week.

Coronavirus cases in the UK have hit 88,621 as of Tuesday morning.

Lockdown measures are set to remain in place for the foreseeable future as it enter it’s fourth week.


Like it? Share with your friends!

73
11 shares, 73 points

What's Your Reaction?

hate hate
6
hate
confused confused
18
confused
fail fail
12
fail
fun fun
10
fun
geeky geeky
8
geeky
love love
2
love
lol lol
4
lol
omg omg
18
omg
win win
12
win

Read exclusive latest news on entertainment, music, gaming and more topics with unprecedented coverage from around the UK and US.

0 Comments

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.