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Martin Lewis: Local lockdowns threaten to ruin holiday plans – here’s what Britons must do

Holidays are back on the agenda for many Britons following lockdown relaxation across most of the nation. However, with new localised lockdown measures springing up in some parts of the country, many eager holidaymakers might be worried a “stay at home order” for their area could ruin holiday plans.

Britons can travel domestically as well as abroad now thanks to the loosening of measures.

The Government announced a list of countries which Britons can travel between without the need for a mandatory 14-day quarantine period upon their return home.

Furthermore, as of July 4 domestic tourism saw a boom as caravan and campsites reopened their doors, as well as hotels and accommodation across the country.

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However, in places such as Leicester, a sudden surge in coronavirus cases has pushed the government to extend lockdown for locals, meaning travel is no longer an option for them.

READ MORE: Martin Lewis issues urgent warning for holidaymakers

Martin Lewis and the Money Saving Expert team offer advice for Britons facing cancelled holidays (Image: Getty Images)

Luckily, Martin Lewis and the Money Saving Expert (MSE) team have shared some advice for Britons who may be concerned about what impact local lockdowns could have on their plans.

In the MSE weekly newsletter, the experts explain that if your area is placed under a lockdown, you must stay at home under the Government order.

“That means if you had an overseas trip booked during this period, you wouldn’t be able to go,” explain the experts.

For Britons travelling abroad, the first step is to contact the airline, hotel or package holiday provider.

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However, the MSE team herald a warning.

“If the flight’s running, for example, whether you’re successful will depend on what terms you booked the flight on, and the cancellation and refund policies of the airline,” they state.

This is when travel insurance becomes a vital necessity.

“If you don’t have success with your travel provider(s), you may be able to claim on your travel insurance,” continues the MSE team.

“You’ll need to check whether you have a travel insurance policy that excludes coronavirus as a medical condition.

“It’s likely most policies taken out after March will exclude it, but those taken out before March should cover it.

“Check your insurer’s policy wording to find out. If it’s not excluded, then you may have a claim for cancellation on medical grounds.”

Holidaymakers who chose to risk it and travel anyway, regardless of the Government advice, will invalidate their insurance which could cause major issues if a problem arises during their holiday.

Full list of UK quarantine-free travel destinations (Image: DX)

For Britons looking to book a holiday in the coming weeks, Martin has reiterated just how crucial travel insurance is.

Speaking on the Emma Barnett Show on BBC Radio 5 Live he urged Britons to “never book a holiday if you haven’t got travel insurance.”

He added: “ASAB. I’ve been saying it for years. You can get your travel insurance as soon as you book.”

Martin’s advice to purchase ‘as soon as you buy’ is vital because not only does it provide coverage when you are at your destination, it also provides coverage for any incidents which could happen in the lead-up to your trip.

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