Tag Archives: consider

Arthritis diet: One food to consider cutting down on or risk worse symptoms

Arthritis can cause a range of painful symptoms, from joint pain to inflammation. Medication, physiotherapy and surgery can be offered as treatment. But some experts recommend lifestyle changes, such as diet changes.

Out of the 177 people who reported experiencing general aches and pains, including joint pain, 88 percent reported an improvement having removed their ‘trigger’ foods.

These foods were defined as showing a positive IgG reaction to antibodies in the blood.

Overall in the study, 76 percent of people who rigorously followed the recommended diet reported a benefit, 68 percent of which experienced this after three weeks.

Studies show regularly eating omega-3 acids, like eggs, can reduce inflammation.

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But the results are very different if you have an egg intolerance or sensitivity.

Yorktest conducted a study that showed those with an autoimmune disorder, such as rheumatoid arthritis, display a much greater reaction to particular foods than those with healthy autoimmune systems.

Egg allergy is common in children under five. Many children grow out of it, but a small group of children can start severely allergic to eggs throughout life.

Symptoms of a food allergy are listed by the NHS as:

  • tingling or itching in the mouth
  • a raised, itchy red rash (hives) – in some cases, the skin can turn red and itchy, but without a raised rash
  • swelling of the face, mouth (angioedema), throat or other areas of the body
  • difficulty swallowing
  • wheezing or shortness of breath
  • feeling dizzy and lightheaded
  • feeling sick (nausea) or vomiting
  • abdominal pain or diarrhoea
  • hay fever-like symptoms, such as sneezing or itchy eyes (allergic conjunctivitis)

Studies show eating fish or taking fish oil supplements of 600 to 1,000mg positively impacts joint health, reducing stiffness and swelling.

Fruits are packed with antioxidants, vitamins and anti-inflammatory anthocyanins. Certain fruits, such as cherries and blueberries keep joints healthy and can help prevent inflammatory arthritis flare ups.

Scientists have found those who regularly eat garlic, leeks or onions are less likely to get osteoarthritis as they get older.

Other foods recommended are:

  • Vegetables
  • Dried prunes
  • Nuts
  • Olive oil
  • Quinoa
  • Porridge
  • Beans 

Author:
This post originally appeared on Daily Express :: Health Feed
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Beto O’Rourke says he’ll consider ’22 options only after defeating Texas elections bill

AUSTIN (KXAN) — Beto O’Rourke – the former Texas congressman long-rumored to be the Democratic challenger to Gov. Greg Abbott’s reelection in 2022 – said his sole focus is defeating Republican efforts to further restrict elections.

O’Rourke is set to launch a statewide tour in the coming weeks to advocate for voting rights and democracy. In an interview with KXAN Wednesday, O’Rourke said he would only consider running for public office this cycle if a controversial elections proposal by Texas Republicans is defeated or federal elections legislation is passed by Congress.

“If we can get this done… I’ll think about what other role I can play in public service whether that is as a candidate in 2022 or supporting great candidates in 2022,” O’Rourke said. “Our democracy is on the line.”

Democrats in the Texas House were able to kill Senate Bill 7 by walking off the floor near the end of the legislative session this week. But Gov. Greg Abbott has promised to add election integrity to a special session.

Running out of options to stop the bill, O’Rourke has joined other Texas Democrats in calling on President Joe Biden and Congress to pass a federal elections law.

Last week, Biden issued a statement advocating in favor of the For the People Act and the John Lewis Voting Rights Advancement Act, but the president has not said if he supports doing away with the U.S. Senate filibuster rule to allow Democrats to pass the proposals with a simple majority vote.  

Beto O’Rourke is set to launch a statewide tour in the coming weeks to advocate for voting rights and democracy

“Although the state can go farther in some cases, the federal government can set the boundaries of action, and that’s really what Texas Democrats are asking for from the Biden administration,” said Brandon Rottinghaus, a political science professor at the University of Houston.

Texas Republicans have already gotten to work on fixes to SB 7 before an eventual special session. Abbott has not said whether he would attach the agenda item to a special session he already called to redraw the state’s political maps or if the issue will warrant its own session.

State Rep. Travis Clardy, a northeast Texas Republican and member of the House Elections Committee, said certain mistakes were made with the legislation, because time was running out on the legislative session. He said a revised version of the bill will remove the reduction of Sunday voting hours, and enhanced powers for elections judges will be curtailed.

“We were jammed up for time,” Clardy said. “We did it in good faith and with good effort, but I want to make sure that we clarify any misconceptions or wrong perceptions about what SB 7 was intended to do.”

Clardy said he welcomes input from Democrats in the Texas Legislature and wants to ensure every member has ample time to consider the legislation.

SB 7’s final version, before failing in the Texas House, would have:

  • Imposed uniform statewide early voting hours
  • Required all counties to have paper versions of electronic ballots by 2026
  • Banned drive-thru voting and mail-in ballot drop boxes
  • Further empowered poll watchers, but gets rid of the previous section of the bill that would allow poll watchers to photograph suspected fraudulent activity
  • Required mail-in ballot applicants to provide an ID number
  • Required counties with populations over 100,000 to livestream areas containing completed ballots

Author: John Engel
This post originally appeared on KXAN Austin

Pension versus property – Britons planning for retirement urged to consider pitfalls

Pensions boast sizeable tax benefits, meaning they’re fundamental to retirement planning for many. In recent years though, many people have become drawn to the idea of purchasing a buy-to-let property and using the rental income to fund their retirement.
Financial planner Taina Moran, of Tilney, recently shared her expertise on property investments and pensions.

Why are buy-to-let properties popular?

Familiarity

“I have a number of clients with buy-to-let properties, and I understand the appeal of bricks and mortar,” Ms Moran said.

“It feels safe because it’s tangible. And, as many of us already own the house that we live in, we feel that we have more of an understanding of the process of buying a property.

“Pensions, with all their rules and legislation, can feel alien so the idea of putting all of your hard-earned money into something you’re not completely sure of can be intimidating.”

Demand

“There is a high demand for rental properties across the UK but when looking at your own buy-to-let property, this will often depend upon the type of tenant you wish to attract.

“For example, if you are looking to rent the property out to students and there is a university nearby, it seems logical that your property will be in high demand and you will not experience many empty periods.”

Capital growth and investment income

“With property prices rising year on year, many property investors receive capital growth on their buy-to-let property when they come to sell it.

“This, in addition to the ongoing rental income they receive, makes buy-to-let properties a popular investment choice.

“Please do bear in mind that as with any investment, the value of a property can fall as well as rise and you might receive back less than you originally paid.”

So, what does a person need to consider before purchasing a rental property?

Ms Moran said: “Owning a rental property is a massive commitment and you’re in it for the long haul when you become a landlord.”

“Often, my clients who are thinking of buying a rental property are drawn to the appeal of a regular rental income and capital growth on the property,” the financial planner said.

“While this is a valid point, you need to remember that you will pay Income Tax on the rental income.

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“You’ll need to pay Capital Gains Tax if you sell it and it’s not your only property.”

Affordability during empty periods and agency fees are other considerations to factor in, she added.

“You need to consider if you can afford to pay the mortgage if you have a period where you have no tenants,” said Ms Moran.

“If you’re going to go through a letting agent, you need to factor their charges into your monthly budget too.”

The need to pay for ongoing work is also something to think about.

“As many of us are aware, all properties need ongoing maintenance and work and as a landlord, the responsibility to keep this up rests with you,” said Ms Moran.

“Personally, I’m a big fan of DIY in my own home, but I’m not sure if I would want to do this for a rental property, especially as I get older.

“If you’re not going to maintain the property yourself, you need to make sure that you can afford to pay a professional to do this for you.”

There are a number of other costs to take into consideration when buying a buy-to-let property, the financial planner pointed out, and these include:

  • The sizeable legal costs
  • Stamp duty land tax (in England and Northern Ireland)
  • Land and buildings transaction tax (in Scotland)
  • Land transaction tax (in Wales)
  • An additional dwelling supplement. If you buy a rental property which costs more than £40,000, you will pay an additional dwelling supplement of three percent (in England, Wales and Northern Ireland) or four percent (in Scotland) of the purchase price
  • Furniture, if you are going to let the property out as furnished
  • Landlord insurance.

“So there are a lot of things to consider when buying a buy-to-let property – they make pensions look simple.”

The financial planner also discussed the benefits of investing in a pension, including tax efficiency.

“One of the main advantages of pensions are the generous tax breaks you are given on any contributions made,” Ms Moran said.

“These are especially useful if you are a higher or additional-rate taxpayer, but even basic-rate taxpayers will benefit in the longer term.

“The Government will automatically pay 20 percent of your contribution.

“Higher and additional-rate taxpayers can claim another 20 percent or 25 percent tax refund back through their tax return.

“In practice, this means that a contribution of £100 would only cost you £55. Pensions also grow free of Income Tax and Capital Gains Tax.

“You will not receive this tax relief if you purchase a buy-to-let property.”

Flexible access is another aspect of pension investments which could appeal to some.

“When you take your pension, there is a great amount of flexibility over how you access it,” the financial planner said.

“You can:

  • Take ad hoc, lump sum withdrawals
  • Buy an annuity to secure a fixed income
  • Go into income drawdown and take a variable income from your pension
  • Leave it invested and take an income from other sources, such as an investment portfolio.

“This type of flexibility just isn’t possible with a property investment.”

What happens upon death is another aspect which some may decide to look into.

Ms Moran explained: “On death, your pension will fall outside your estate. This means that no matter what age you are when you die, your pension is inherited free of Inheritance Tax.

“If you die before you reach 75, your beneficiaries will not pay any Income Tax on any money they take out of it.

“If you die after 75, they will be taxed on any withdrawals at their marginal rate.

“A property cannot be passed on in the same way. The residence nil rate is not applicable to a rental property and if your estate (including the rental property) is valued at over the nil rate band (£325,000), your recipients will pay 40 percent in Inheritance Tax on the excess.”

She added: “It’s quick and easy to set up a pension plan and then contribute to it directly.

“The process of buying a property is far more complicated and can take a lot longer to complete.”

There are some things to bear in mind when investing in a pension.

“It’s evident that pensions have a large number of benefits, but please do bear in mind that they are a form of investment and you may get back less than you originally contributed,” Ms Moran warned.

“Pensions are also subject to ongoing provider costs, so it’s important that you check these charges and monitor their performance regularly to ensure the plan meets your retirement needs.”

Author:
This post originally appeared on Daily Express :: Finance Feed

As Austin voters weigh camping ban proposition

Austin voters to decide on camping ban

“It ties their hands”

Author: Juan Pablo Garnham
This post originally appeared on The Texas Tribune: Main Feed