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Use this simple hack to get a free £175 in time for Christmas – how does it work?

Use this simple hack to get a free £175 in time for Christmas - how does it work? 1

In the run up to Christmas, many people will start to think about their finances and look for the best way to budget. The Money Saving Expert website, founded by Martin Lewis, has offered advice on how to get £175 for free. What should you do?

The post explained the top four banks offering huge bonuses to those who switch.

HSBC Advance offer a free £175 for those who switch, with a minimum pay-in of £1,750 per month.

M&S Bank will give a free £100 M&S gift card with an extra £80 gift card after one year with no minimum pay-in for the original gift card, the post said.

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First Direct will give £50 to switch with no minimum pay-in, according to the experts.

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They added that the NatWest/RBS Rewards accounts offered a free £150 with the minimum pay-in of £1,500.

With HSBC, M&S Bank and First Direct, the post explained those who switch should get the bonus within 40 days.

“Switching only takes seven working days, and with most, you can get the bonus within a month of that,” it said.

“That’s about 40 days, meaning it’s still possible to bag the cash before 25 Dec, though even if you don’t quite make that date, you’ll have it to ease the Jan squeeze – when the gap between paydays is long.”

The website founder, Martin Lewis, will often appear on TV to give his own money saving deals and spoke on Good Morning Britain earlier this week.

Speaking on the show, he explained how Britons can get a their will drafted for free.

He said: “Getting a will is so important; especially if you’ve assets, eg, a house, savings, or a business, and people or others you’d like to look after.

“Die will-less and your affairs can be left in limbo for years.

“The gold standard, solicitor-drafted will can cost in excess of £150, as I warned in September, so you could book early. November is ‘Will Aid’ – a scheme where over 500 solicitors across the UK, will draft you a will for free.”

‘Will Aid’ takes place in November and is a scheme where over 500 solicitors across the UK offered to help people draft a will for free.

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“This is in the hope you’ll make a donation of around £100 or £180 for couples,” Martin added.

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