This post originally appeared on Daily Express :: Finance Feed
Lloyds Bank customers have unfortunately been targeted by scams in the past, but sadly cybercriminals are continuing to change their messages to attack Britons. The latest scam once again centres around text message, as more and more people become used to using their phones to manage their finances. The text reads: “LLOYDS-SECURITY: You have successfully scheduled a payment of £69.99 to payee MR ADAMS 28/04. If this was NOT you, visit: https://payee-confirmationcentre.com.”
Neither will they ask Britons for a PIN code, card expiry date, or Personal Security Number.
Individuals who are asked to move their money or transfer funds by someone claiming to be from Lloyds Bank can be assured this correspondence is a scam.
People who come into contact with a scam text message are strongly encouraged never to click the link and delete the message upon receipt.
This is the best way to protect oneself and keep a guard up against dangerous cybercriminals looking to take advantage.
A number of individuals shared similar warnings, explaining their close encounters with the scam text claiming to be from Lloyds Bank, via social media.
One person said: “You may want to warn your customers of this scam. An old person or someone in a panic could fall for this.”
A second penned: “Received this text from someone pretending to be from Lloyds Bank. Heads up not to click on the link as it is clearly a scam.”
While a third person remarked: “To the scammer, nice try in their pathetic attempt to scam me through text message.
“One advantage of online banking is that you can check to see whether it is true.”
The National Cyber Security Centre, which provides help and support to help keep Britons safe, has issued guidance to those who receive a scam text.
The Government organisation has said any suspicious text messages should be forwarded to the number ‘7726’.
The short code is free of charge and allows a person’s mobile phone provider to investigate the text’s origin, as well as taking action on the matter.
For those who have already responded, action must be taken fast, but the NCSC has also provided next steps.
Those who think they may have been tricked into providing their bank account details will need to contact their bank and let them know immediately.
If an individual has lost money, they should also tell their bank, but report it as a crime to Action Fraud – for England, Wales and Northern Ireland – or Police Scotland.
The NCSC website reads: “By doing this, you’ll be helping the battle against criminal activity, and in the process prevent others becoming victims of cybercrime.”