Tag Archives: Marcus

Marcus by Goldman Sachs shares ‘tips to upgrade your saving habits’

Marcus by Goldman Sachs is an online bank that launched in the UK in 2018 and uses the expertise of Goldman Sachs combined with technology to offer a range of easily accessible online savings accounts. They’ve shared their top five tips to help savers upgrade their savings habits and make the most out of their money:

1: Find the right mix of savings accounts

Different savings accounts can help one work towards different types of savings goals, assessing your current accounts and comparing them to other available options may help in highlighting which account type fits your financial goals best.

“Easy access accounts give you flexibility to withdraw money without having to give any notice. The interest rate tends to be variable, which means it can change from time to time.

“Fixed term savings accounts give you the security of locking in an interest rate for a set length of time – so you’ll know exactly how much interest you’ll earn over that period – but usually access to your money is restricted.

“An Individual Savings Account (ISA) is a savings account that protects the interest on your savings from tax. There are several different types, but essentially, they are all a way to save or invest your money and keep the interest you earn on it protected from UK tax.

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“The four main types of ISAs are: cash ISA, stocks & shares ISA, innovative finance ISA, and lifetime ISA.”

2: Build an emergency fund

The past 18 months has shown how useful an emergency fund can be. To begin one, simply start by finding a safe and easily accessible account to place it in, and work the extra savings into your budget.

“This type of savings fund is far more long-term in its purpose so saving as little as £25 per month can provide a priceless piece of mind in the long run.”

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3: Budgeting can help maximise saving potential

Budgeting is at the core of all savings goals and strategies, but the key to budgeting correctly is finding the right method and being realistic.

“The 50/30/20 rule – If you’re looking to save but want to enjoy spending your hard-earned money too, this rule might work for you. 50 percent of your total monthly budget is put towards essentials like your rent or mortgage, travel, food shopping and bills. You can then spend 30 percent on what you like: perhaps that’s gym memberships, shopping or socialising. Then the remaining 20 percent could go towards your savings.

“60 percent solution – If you have a specific goal you need to save for, such as buying a new house, then this solution could work for you. 60 percent of your income could go towards fixed ‘committed expenses’, e.g. your mortgage. The remaining 40 percent could be divided depending on your circumstances and goals, e.g. retirement, long-term savings, short-term savings and ‘fun money’.”

5: Get to know financial terms

The finance industry is constantly changing and evolving, staying up-to-date on all terminology one comes across can prevent serious misunderstandings that come with large financial regrets.

“Here are three of the most used, but often misunderstood, terms you may encounter:

AER and gross interest rate: The Annual Equivalent Rate (AER) illustrates what your interest rate (the gross interest rate) would be if interest was paid and compounded once each year. The key thing to remember when comparing different savings accounts is to compare like with like – so either AER with AER, or gross with gross.

Base rate: In the UK, interest rates can be influenced by the Bank of England base rate. If the base rate goes up or goes down, it can affect the rates that banks offer to customers – and ultimately how much interest you can earn on your savings.

Compounding, or compound interest – Compounding is when interest is paid on your total savings, including previously earned interest. In other words, compound interest is interest on interest. Ultimately helping to grow your savings faster.”

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This post originally posted here Daily Express :: Finance Feed

Prince Charles praises English soccer star Marcus Rashford amid Euro 2020 loss, racist abuse

Prince Charles is praising Team England soccer player Marcus Rashford.

On Wednesday, the Prince of Wales spoke to U.K.’s Radio 4 about sustainable farming and highlight the celebrated athlete’s work off the field.

“From field to fork, extraordinary work is being done to try and build a better food system for everyone, be it Jamie Oliver promoting education and a balanced diet, Henry Dimbleby’s ambitions for safe, healthy and affordable food, or Marcus Rashford whose mission off the football field is to tackle child hunger,” said the 73-year-old.

Rashford, 23, has strongly advocated for the British government to provide free school meals, especially during school holidays, to combat hunger for children in underserved families, People magazine reported.

PRINCE WILLIAM CALLED OUT FOR SLAMMING RACISM AGAINST BLACK ENGLISH SOCCER STARS, STAYING MUM ON MEGHAN MARKLE

Prince Charles spoke to U.K.'s Radio 4 on Wednesday and highlighted Marcus Rashford's mission to tackle child hunger off the field.

Prince Charles spoke to U.K.’s Radio 4 on Wednesday and highlighted Marcus Rashford’s mission to tackle child hunger off the field.
(Getty Images)

And the cause hits close to home. The Manchester United forward was a recipient of free school meals when he was a child.

The outlet noted that this is the second time Charles has publicly supported Rashford. The first came on Monday when the royal shared an excerpt from his speech on Windrush Day 2020 in the U.K. The prince noted how “the rich diversity of cultures which make this country so special – and in many ways unique – lies at the heart of what we can be as a nation.”

Many saw the quote as Charles’s response to the racist abuse Rashford, along with England teammates Bukayo Saka and Jadon Sancho, endured racism after they missed penalty kicks in overtime, leading to Italy’s win in the Euro 2020 final.

That Clarence House post came shortly after Charles’s eldest son Prince William addressed the racism directly on Monday.

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Marcus Rashford of England looks on during the UEFA Euro 2020 Championship Final between Italy and England at Wembley Stadium on July 11, 2021 in London, England.

Marcus Rashford of England looks on during the UEFA Euro 2020 Championship Final between Italy and England at Wembley Stadium on July 11, 2021 in London, England.
(Photo by Paul Ellis – Pool/Getty Images)

“I am sickened by the racist abuse aimed at England players after last night’s match,” said the 39-year-old in a post on Twitter. “It is totally unacceptable that players have to endure this abhorrent behavior. It must stop now and all those involved should be held accountable.”

Many Twitter users called William a hypocrite for supporting Sancho, Rashford and Saka while never publicly coming to the defense of his sister-in-law, Meghan Markle, who is biracial and faced racism in the U.K. while working as a senior member of the British royal family.

Markle, a former American actress, became the Duchess of Sussex when she married William’s younger brother, Prince Harry, in May 2018 at Windsor Castle. The couple welcomed a son named Archie Harrison Mountbatten-Windsor in 2019.

The Duke and Duchess of Sussex’s departures from royal duties began in 2020 over what they described as the British media’s intrusions and racist attitudes towards the former “Suits” star, 39. The family now resides in the coastal city of Montecito, Calif.

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Many Twitter users labeled Prince William (left) a hypocrite for not defending his sister-in-law Meghan Markle (center) against racism.

Many Twitter users labeled Prince William (left) a hypocrite for not defending his sister-in-law Meghan Markle (center) against racism.
(Photo by Eddie Mulholland – WPA Pool/Getty Images     )

In the wake of quitting royal duties, they gave an explosive TV interview to Oprah Winfrey in March, in which the couple described painful comments about how dark Archie’s skin might be before his birth. The duchess talked about the intense isolation she felt inside the royal family that led her to contemplate suicide.

Buckingham Palace said the allegations of racism made by the couple were “concerning” and would be addressed privately. William also assured reporters directly at an event that “we are very much not a racist family.”

On June 4, the couple welcomed their second child, a daughter named Lilibet “Lili” Diana Mountbatten-Windsor. The child is eighth in line to the British throne.

The name pays tribute to both Harry’s grandmother, Queen Elizabeth II, whose family nickname is Lilibet, and his late mother, Princess Diana.

Fox News’ Jessica Napoli and The Associated Press contributed to this report.

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This post originally posted here United Kingdom News

Man Utd’s Marcus Rashford set for lengthy injury layoff following Euro 2020 heartbreak

Marcus Rashford could miss the first two months of the season with Manchester United, with the striker reportedly set to undergo shoulder surgery. Rashford’s Euro 2020 came to a heartbreaking end when he missed his penalty in England’s shoot-out defeat against Italy at Wembley on Sunday – and that could be his last action for some time.

Rashford has been managing an injury in his left shoulder since November and, after a long season came to a close, he underwent scans on the problem area on Tuesday.

The 23-year-old has been using pain-killing injections to get through matches over the past eight months.

The surgery is not absolutely necessary because the torn muscle is not expected to get worse, but The Telegraph reports that he still wants to undergo surgery.

Rashford wants to have surgery as soon as possible, because he doesn’t want to keep taking pain-killing injections in the long-term.

The report says that Rashford won’t be able to have surgery until the end of July, with recovery time estimated at 12 weeks from that date.

JUST IN: Jadon Sancho’s Man Utd ‘medical complete’ ahead of five-year deal

It is much-needed time off for the young forward, who played 57 games for United last season – more than any player other than Bruno Fernandes.

Managing his shoulder issue has become more and more difficult for Rashford, who has often played through pain, swelling and restricted movement.

The surgery will undoubtedly be a blow for United considering Rashford scored 21 goals and registered 15 assists for the club last season.

However, his absence could be mitigated by the arrival of Jadon Sancho, who is set to officially join United in a £73million move from Borussia Dortmund.

The 21-year-old winger completed his United medical on Tuesday and has agreed a five-year contract with the option of a further year.

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This post originally posted here Daily Express :: Sport

Man Utd star Bruno Fernandes sends touching message to Marcus Rashford after England miss

Manchester United star Bruno Fernandes has sent a touching message to Marcus Rashford after his penalty shootout miss for England on Sunday night. The 23-year-old fluffed his lines from 12 yards as Gareth Southgate’s side lost to Italy at Wembley. But the footballing world, rightly, have rallied round him in the short time since. 

England took the lead against Italy through Luke Shaw, only for Leonardo Bonucci to equalise and then force extra time and penalties.

Then, in the shootout, Rashford missed his effort.

The England international’s shot hit the post, with Jadon Sancho and Bukayo Saka also missing as England lost out on the chance to win a first major tournament since 1966.

After the incident, loathsome trolls on social media bombarded all three players with racist abuse. But the footballing world has been quick to support the trio, who helped the nation dare to dream this summer.

And Fernandes, who plays alongside Rashford at United, has now sent a touching message of support.

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“I’ve always backed myself for a penalty, but something didn’t feel quite right.

“During the long run-up I was saving myself a bit of time and unfortunately the result was not what I wanted.

“I felt as though I had let my team-mates down. I felt as if I’d let everyone down.

“A penalty was all I’d been asked to contribute for the team. I can score penalties in my sleep, so why not that one?

“It’s been playing in my head over and over since I struck the ball and there’s probably not a word to quite describe how it feels.

“Final. 55 years. 1 penalty. History. All I can say is sorry. I wish it had of gone differently.”

Both Southgate and the FA has condemned the racist abuse Rashford, Sancho and Saka have received over the past 48 hours.

Southgate said: “It’s just not what we stand for.

“We have been a beacon of light in bringing people together, in people being able to relate to the national team, and the national team stands for everybody and so that togetherness has to continue.

“We have shown the power our country has when it does come together and has that energy and positivity together.

“It’s my decision who takes the penalties, it’s not a case of players not volunteering or more experienced players backing out.”

The FA also insisted anybody responsible is not welcome in football.

“We could not be clearer that anyone behind such disgusting behaviour is not welcome in following the team,” they said.

“We will do all we can to support the players affected while urging the toughest punishments possible for anyone responsible.

“We will continue to do everything we can to stamp discrimination out of the game, but we implore government to act quickly and bring in the appropriate legislation so this abuse has real life consequences.

“Social media companies need to step up and take accountability and action to ban abusers from their platforms, gather evidence that can lead to prosecution and support making their platforms free from this type of abhorrent abuse.”

England’s Marcus Rashford pens emotional statement after Euro 2020 penalty miss

Rashford took to social media to release a written statement as he opened up and shared his thoughts as he reflected on England’s summer at Euro 2020 and his miss in the dramatic penalty shootout that concluded Sunday’s final against Italy.

Rashford came off the subs’ bench in the final moments of extra time specifically to be in the lineup for the shootout, but the Manchester United star, who is no stranger to penalty-taking duties for club or country, saw his spot-kick clip the outside of the post as his effort went wide.

On Monday night, Rashford shared a long written message to the supporters as he thanked them for their backing, praised his England team-mates and apologised for missing from the spot during the shootout.

“I don’t even know where to start and I don’t even know how to put into words how I’m feeling at this exact time,” he began.

“I’ve had a difficult season, I think that’s been clear for everyone to see and I probably went into that final with a lack of confidence.

“I’ve always backed myself for a penalty but something didn’t feel quite right. During the long run up I was saving myself a bit of time and unfortunately the result was not what I wanted.

“I felt as thought I had let my teammates down. I felt as if I’d let everyone down.

“A penalty was all I had been asked to contribute for the team. I can score penalties in my sleep so why not that one? It’s been playing in my head over and over since I struck the ball and there’s probably not a word to quite describe how it feels.

“Final. 55 years. 1 penalty. History. All I can say is sorry. I wish it had gone differently.

“Whilst I continue to say sorry I want to shout out my teammates. This summer has been one of the best camps I’ve experienced and you’ve all played a role in that.

“A brotherhood has been built that is unbreakable. Your success is my success. Your failures are mine.”

Rashford then addressed some of the abuse he had received following England’s defeat at Wembley on Sunday night.

“I’ve grown into a sport where I expect to read things written about myself,” he continued.

“Whether it be the colour of my skin, where I grew up, or, most recently, how I decide to spend my time off the pitch.

“I can take critique of my performance all day long, my penalty was not good enough, it should have gone in but I will never apologise for who I am and where I come from.

“I’ve felt no prouder moment than wearing those three ions on my chest and seeing my family cheer me on in a crowd of 10s of thousands. I dreamt of days like this.”

The United striker then thanked those who have provided him with messages of support, especially those from his home town, as he promised to bounce back better in the months and years ahead.

“The messages I’ve received today have been positively overwhelming and seeing the response in Withington had me on the verge of tears,” he said.

The communities that always wrapped their arms around me continue to hold me up.

“I’m Marcus Rashford, 23-year-old, black man from Withington and Wythenshawe, South Manchester. If I have nothing else I have that.

“For all the kind messages, thank you. I’ll be back stronger. We’ll be back stronger.”

Marcus Rashford mural vandalised just minutes after England’s Euro loss

Graffiti has been scrawled across the artwork, which depicts the much-loved Manchester United forward. The indecipherable lettering, daubed in blue paint on Sunday night, can barely be seen over the powerful black and white image.

The portrait, created last November, stands across a wall in the Withington area of Manchester, not far from where the footballer grew up. 

It’s the second time the same mural has been targeted by yobs in eight months, Manchester Evening News reports.

Rashford, 23, saw his penalty hit the post in the shootout last night.

He was one three England players to miss their spot-kicks during the tense lottery at Wembley in the final of Euro 2020.

But Rashford, who in the past year has been celebrated for spearheading a campaign for all children to have free school meals, received support online.

One post reads: “We were robbed. Saka, Rashford we got you – we are proud of you Raised fist @MarcusRashford @BukayoSaka87”

Another says: “People soon forget the great things someone has done just because of one mistake. They all should be proud of how far they took England, no other team has done that before.”

A third states: “Disgusting behaviour – show some respect. Players need our respect and should be applauded for their commitment.”

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Marcus Rashford defends tennis star Raducanu after Wimbledon exit – ‘Happened to me’

The 18-year-old became a darling of the country on her way to the last-16 at the All England Club. It was the best debut by a British woman in the tournament since 1979. However, she was forced to retire due to breathlessness during the clash against Ajla Tomljanovic on Monday.

The British teenager was 4-6 0-3 down when she became breathless and had to take a medical break which caused officials to call off the match.

This prompted criticism of the young player from the likes of former champion John McEnroe.

Mr McEnroe said after the match: “It appears that it just got a little bit too much, as is understandable, particularly [with] what we’ve been talking about this last six weeks with Naomi Osaka not even here.”

England striker Rashford, preparing for his historic Euro 2020 semi-final with Denmark, leapt to defend Ms Raducanu in a thoughtful message on Twitter.

READ MORE:Emma Raducanu responds to Duke and Duchess of Cambridge and Rashford

Cricketer Kevin Pietersen wrote that “mental toughness is what separates the good from the great in sport”.

Two-time Grand Slam winner Andy Murray, along with his mother tennis coach Judy Murray, questioned these opinions.

“No question mental toughness can be what separates the best in sport but surely both of you aren’t judging her mental toughness on yesterday’s match?!” the Wimbledon star responded to Mr McEnroe.

His mother urged people to remember Ms Raducanu is still a teenager.

“Middle-aged men should generally avoid commenting on the physical or mental well-being of teenage girls. They will never experience or fully understand that world,” Mrs Murray said.

Ms Raducanu is still awaiting her A level results and since announcing her retirement from Wimbledon has said that “the whole experience just caught up with me”.

She went on to thank fans for “the best time of my life” and vowed to return better than before.

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Author: Isabella Marsans
Read more here >>> Daily Express :: UK Feed

Man Utd's Marcus Rashford confident of England doing 'something special' at Euro 2020

Marcus Rashford feels he is just seven steps away from something “special” as Euro 2020 fast approaches. The Manchester United and England star has been a national hero for his fight against the government over free school meals and for leading the battle against child poverty during the pandemic.

But the 23-year-old admits his first love has always been football and if he can help England win the European Championships at Wembley next month it can only increase his powers to do more good in the country as a whole.

“We will take it game-by-game,” Rashford said. “It’s seven games to do something special for your country.

“Football’s important to me. From when I was kid I’ve always dreamed of playing football. It’s always been on my mind and it’s put me in a positon to do what I’ve been doing this last year.

“But nothing changes in terms of football, I’m still hungry and determined to win things and win trophies.

“As long as that stays, there’s not an issue with doing the other things as well.”

Without elaborating, Rashford even said he feels the whole squad is better set-up mentally to go into the tournament than his two previous squads were.

Fears of hooliganism and general security concerns overshadowed the build up to both Euro 2016 after the Paris bombings and the more alien culture of Russia in 2018, this time the players have a clear run at things.

“In the past there’s been too many I’d say outside influences but for this tournament I feel the camp is very relaxed but also determined and focused,” Rashford continued.

“It’s just about doing that as consistently as we can. I think everyone’s got a clear mind.

“Hopefully we can bring the best version of England to that tournament. If we do that, I have confidence in the team, the squad, the manager and the staff.”

Captaining the side against Romania on Sunday was the perfect pick-me-up for missing out in the Europa League final with United against Villarreal the previous week.

Southgate rang Rashford to check on him a couple of days after that disappointment, but he need not have bothered.

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This post originally appeared on Daily Express :: Sport Feed

Man Utd star Marcus Rashford sits down with Barack Obama in ‘surreal’ Zoom conversation

The talk also focused on the importance of giving back to your local community – and the positive impact of reading.

They also spoke about other themes from the president’s memoir, A Promised Land, which was published in November last year, as well as some of their shared experiences, including being raised by single mothers.

Mr Rashford said: “It’s quite surreal isn’t it? I’m sitting in my kitchen in Manchester, speaking to President Obama.

“But, immediately, he made me feel at ease.

“It wasn’t long before I realised just how aligned our experiences as children were in shaping the men you see today – adversity, obstacles and all.

“I genuinely enjoyed every minute of it. When President Obama speaks, all you want to do is listen.”

The 23-year-old football star spearheaded a prominent campaign last year to tackle child food poverty in the UK during the coronavirus pandemic.

The project led to support for 1.7 million vulnerable children as a result of a £520 million Government scheme – and other projects helped deliver 130 million meals.

READ MORE: Emotional Man Utd star Marcus Rashford fires Man City warning

“They’re already making changes and being positive forces in their communities.”

The conversation, which was moderated by broadcaster and author June Sarpong, will be released in full on Penguin UK’s YouTube channel on Friday at 2pm.

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This post originally appeared on Daily Express :: UK Feed

Lewis Hamilton backs Marcus Rashford after racist abuse – 'Must be held accountable'

Hamilton attended Black Lives Matter marches in London last year and pushed to make sure his new Mercedes contract for 2021 included the formation of a joint charitable foundation to promote greater diversity and inclusion.

Speaking to Sky Sports F1, Hamilton said he was proud he has been able to speak out against injustice: “For one of the very few people of colour within our sport, to be able to voice out your feelings and be open about experiences you’ve had, not be sure of the criticism or backlash that might come from that if it’s interpreted that way.

“And now we live in a space where we can be a lot more open about, and no one has the right to tell us to shut up anymore.

“I think that’s super empowering you know.”

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This post originally appeared on Daily Express :: Sport Feed